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$30M+
FUNDED & GROWING
*as of June 2026
Our Own
CAPITAL DEPLOYED
Direct
DECISION-MAKER ACCESS
48 hrs
TO CLOSE ONCE FILE IS
COMPLETE
WHY 42 SOLUTIONS
We Lend Our Own Capital.
No broker chain. No outside committee. No deal getting shopped around. We lend our own capital, make our own calls, and structure deals around what actually makes sense.
What We Fund
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​Fix-and-Flip Loans: Purchase + rehab financing for value-add residential projects
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New Construction: Ground-up financing for residential infill projects.
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Bridge Loans: Short-term capital for purchases, refinances,and transitional deals.
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Acquisition: Fast, certain funding to lock down your next opportunity.
​
We can fund up to 90% of purchase and up to 100% of rehab, with final terms structured around the deal and borrower profile.
HOW IT WORKS
Apply Online
Submit your deal in minutes — the property, the numbers, and your timeline. No 47-page forms.
Talk to Devon
Devon hops on a call with you directly. Common-sense review, fast and clear answers.
We Structure It
We build terms around your real deal and coordinate directly with title.
Close & Fund
Sign at title, funds wired — as fast as 48 hours once your file is complete.
Lending Parameters
$100,000 - $2,500,000
​Disclaimer: Subject to change on a case-by-case basis
Funding
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Up to 90% purchase financing
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Up to 100% rehab
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$100k - $2.5M
​Final terms structured around the deal and borrower profile
Pricing
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12% interest annualized
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1 pt origination
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$995 processing • $500 doc prep
Competitive origination fees structured per transaction
Terms
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12-month bridge structure
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No prepayment penalty
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Extensions available
Extensions available when needed
Speed
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Closings as fast as 48 hours
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Draws funded in ~24 hrs
Draws typically funded within 24 hours once documentation is received and verified
Our Services
At 42 Solutions, we lend our own capital to Arizona real estate investors — which means when we commit, we close. We provide fix & flip, new construction, bridge, and acquisition financing for residential projects across the state, with the flexibility to structure around the deals that don't fit a rigid box.
Solutions-Based Lending
When your deal doesn’t fit a rigid template, that’s exactly when we go to work. We structure around your real deal and find a way to make it happen.
Common-Sense Underwriting
Real decisions made by a real operator who understands your deal— not an algorithm checking boxes. Judgment over red tape.
Direct to the Decision-Maker
No call centers, no junior loan officers, no runaround. The person you talk to is the person who funds your deal.
​
Have a deal ready?
Email us at devon@weare42solutions.com or Apply Now to get started.
AN OPERATOR WHO UNDERSTANDS YOUR DEALS
You’re working directly with Devon Kennard.
An experienced local investor, operator, and author — and a board member of the Arizona Private Lenders Association. Devon lends his own capital and understands your deals from your side of the table. He’s even joined borrowers on project walkthroughs in person. That’s the difference between a lender and a capital partner.
Arizona,
Maricopa County
Our Partners
TESTIMONIALS